| Southwest Georgia Financial Corporation is a state-chartered bank holding
company with approximately $300 million in assets headquartered in Moultrie,
Georgia. Its primary subsidiary, Southwest Georgia Bank, offers comprehensive
financial services to consumer, business, and governmental customers.
The current banking facilities include the main office located in Colquitt
County, and branch offices located in Baker County, Thomas County, and
Worth County. In addition to conventional banking services, the bank
provides investment planning and management, trust management, mortgage
banking, and commercial and individual insurance products. Insurance
products and advice are provided by Southwest Georgia Insurance Services
which has offices in Colquitt and Mitchell Counties. Mortgage banking
for primarily commercial properties is provided by Empire Financial Services,
Inc., a mortgage banking services firm. Because we realize that the needs of our communities go beyond
banking service, financial statements are not the only statements
we make at Southwest Georgia Financial Corporation. We are
involved in our communities. We come together for our communities
and we get things done. We coach little league baseball, football,
and soccer. We attend Sunday school, are members of the Chamber
of Commerce, are sponsors of agricultural programs and events,
and take part in community leadership programs. We support
and contribute our resources to worthy organizations such as
the YMCA, Colquitt County Food Bank, Senior Citizen's Center,
American Red Cross, Colquitt County Arts Center, United Way,
American Cancer Society, and Abraham Baldwin College's "Campus
on the Square". We also support special events including
the U.S. Special Olympics, Colquitt County Young Farmers, Martin
Luther King Day, and public school functions. As our communities
continue to grow, our banks are presented with increasing opportunities
to share in that growth. Southwest Georgia financial Corporation
understands that the investment of time and talent into our
communities reap long-term benefits not measured in dollars
alone.
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