We have six full service banking centers to serve you including the main office located in Colquitt County, and branch offices located in Lowndes County, Baker County, Thomas County, and Worth County. We also have six 24-hour Automated Teller Machines (ATMs); locations listed below.

In addition to conventional banking services, we provide investment planning and management and trust management through SGB Wealth Strategies, a division of Southwest Georgia Bank. Insurance products and advice are provided by Southwest Georgia Insurance Services. Mortgage banking for primarily commercial properties is provided by Empire Financial Services, Inc., a mortgage banking services firm.

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Main Office
Southwest Georgia Bank
201 First Street SE
Moultrie, GA 31768
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Main Office
Phone:  (229) 985-1120  <empMain Officety>
Fax:  (229) 985-0251 
Office Hours:  Monday - Thursday: 9am to 4pm
Friday: 9am to 5pm 
Drive-Up Hours:  Monday - Thursday: 8am to 5pm
Friday: 8am to 6pm 
24-Hour ATM  Yes 
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North Valdosta Road Office
Southwest Georgia Bank
3500 North Valdosta Road
Valdosta, GA 31602
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North Valdosta Road Office
Phone:  (229) 244-4444  <empNorth Valdosta Road Officety>
Fax:  (229) 244-9444 
Office Hours:  Monday - Thursday: 9am to 4pm
Friday: 9am to 5pm 
Drive-Up Hours:  Monday - Thursday: 8am to 5pm
Friday: 8am to 6pm 
24-Hour ATM  Yes 
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Baytree Road Office
Southwest Georgia Bank
1404 Baytree Road
Valdosta GA 31602
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Baytree Road Office
Phone:  (229) 244-4444   <empBaytree Road Officety>
Fax:  (229) 247-6780 
Office Hours:  Monday - Thursday: 9am to 4pm
Friday: 9am to 5pm  
Drive-Up Hours:  Monday - Thursday: 8am to 5pm
Friday: 8am to 6pm  
24-Hour ATM  Yes 
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Sylvester Office
Southwest Georgia Bank
300 North Main Street
Sylvester, Georgia 31791
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Sylvester Office
Phone:  (229) 776-6911  <empSylvester Officety>
Fax:  (229) 776-1666 
Office Hours:  Monday - Thursday: 9am to 4pm
Friday: 9am to 5pm 
Drive-Up Hours:  Monday - Thursday: 8am to 5pm
Friday: 8am to 6pm 
24-Hour ATM  Yes 
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Baker County Office
Southwest Georgia Bank
168 GA Highway 91
Newton, GA 39870
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Baker County Office
Phone:  (229) 734-5221  <empBaker County Officety>
Fax:  (229) 734-4268 
Office Hours:  Monday - Thursday: 9am to 4pm
Friday: 9am to 5pm 
Drive-Up Hours:  No Drive-Up 
24-Hour ATM  Yes 
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Pavo Office
Southwest Georgia Bank
1102 West Harris Street
Pavo, GA 31778
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Pavo Office
Phone:  (229) 859-2416   <empPavo Officety>
Fax:  (229) 859-2418 
Office Hours:  Monday - Thursday:9:00am to 1:30pm, 2:30pm to 4pm
Friday: 9:00am to 1:30pm, 2:30pm to 5pm 
Drive-Up Hours:  Monday - Thursday: 8:30am to 1:30pm, 2:30pm to 5pm
Friday: 8:30am to 1:30pm, 2:30pm to 6pm 
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Southwest Georgia Insurance Services
Southwest Georgia Insurance Services
D/B/A Moultrie Insurance Agency
501 South Main Street
Moultrie, GA 31768
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Southwest Georgia Insurance Services
Phone:  (229) 985- 6666   <empSouthwest Georgia Insurance Servicesty>
Toll Free:  (800) 289-9856 
Fax:  (229) 890-6666 
Office Hours:  Monday - Friday: 8:30am to 5pm 
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Valdosta Commercial Banking Center
Southwest Georgia Bank
3520 North Valdosta Road
Valdosta, Ga 31602
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Valdosta Commercial Banking Center
Phone:  (229) 244-4444  <empValdosta Commercial Banking Centerty>
Fax:  (229) 244-9444 
Office Hours:  Monday-Friday 9am to 5pm 
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SGB Wealth Strategies
SGB Wealth Strategies
25 2nd Avenue, Southwest
Moultrie, GA 31768
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SGB Wealth Strategies
Phone:  (229) 873-3873  <empSGB Wealth Strategiesty>
Fax:  (229) 985-3402 
Office Hours:  Monday - Friday: 8am to 5pm 
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Empire Financial Services, Inc.
121 Executive Parkway
Milledgeville, GA 31061
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Empire Financial Services, Inc.
Phone:  (478) 453-9415  <empEmpire Financial Services, Inc.ty>
Fax:  (478) 452-2950 
Office Hours:  Monday - Friday: 8am to 5pm