| Privacy Statement And Policies |
| At Southwest Georgia Bank, we have always placed the highest priority
on maintaining the personal privacy of our customers’ information.
Our most important asset is your trust, and you, our current and former
customers, can count on responsible treatment of any information you
provide us. We do not disclose non public personal information about
customers or former customers to anyone, except as permitted by law. |
| Type of Information We Collect |
In order to provide you the highest level of service and to maintain
the integrity of your account information, we gather certain information
regarding you and your accounts. That information may include:
- Application information such as assets, liabilities, income,
expenses;
- Identifying information such as name, address,
social security number; and
- Transaction information such
as payment history, and account balances.
|
| Protecting the Confidentiality and Integrity of Information |
| All of our operational and data processing systems are maintained in
a secure environment that protects your account information from being
accessed by unauthorized third parties.
We maintain rigorous security procedures and standards regarding
unauthorized access to customer information. Those standards
include:
- Encrypting information for external electronic communications;
- Limiting employee access to information to only those employees
with a valid business reason for such access;
- Implementing
standards to insure the completeness and accuracy of your
information;
- Providing ongoing education and training to our
employees regarding the importance of protecting your confidence
and the integrity
of your information.
|
| Use, Collection and Retention of Customer Information |
We collect, retain and use individual non public personal customer
information ONLY when we reasonably believe it would be useful,
and allowable by law, to administer to our business needs in providing
products and services to our customers. We do not reveal customer
account
or other personally identifiable information to unaffiliated
third parties for their independent use, except for the exchange of information
with reputable credit reporting agencies, unless:
- The information
is provided to help complete a transaction
initiated by you;
- You request the disclosure; or
- The disclosure is required or allowed
by law.
|
| Exceptions for Disclosure to Nonaffiliated Third
Parties |
Certain nonaffiliated third parties may provide us with services
for processing, accounting, auditing or other administrative activities.
We make disclosures to any such parties only as permitted by law. When
we do provide customer information to a third party, it will not be
for their independent use and we will insist that they adhere to privacy
standards similar to those which we have adopted.
|
