Capital Solutions:
Expert Advice & Strategies,
Customized To Your Needs. |
  s an SGB
Private Bank client, we will go out of
our way to ensure banking with us is as easy and convenient as
possible. You can count on us to meet with you when and where your busy
schedule
allows.
Private Bank clients, work with a dedicated advisor
whose job is to understand your financial needs and priorities
and work with you to achieve them. From providing basic banking
services and financing
solutions to helping you plan for the future, your advisor is here
to make sure you get the assistance and advice you need.
Through one primary point of contact, you will have access to the
vast resources and financial specialists of Southwest Georgia Bank and
its affiliates.
We provide thoughtful and proven expertise across a wide range
of financial management fields. Our professionals have the knowledge
and training to guide you in retirement planning, trusts and wealth transfer,
credit solutions, investment management*, insurance coverage, and convenience
banking. |
 Become
an SGB Private Bank Client Today |
| Private Bank |
 All
the everyday money management tools, from checking accounts to debit
and credit cards to Internet and telephone banking.
We have the accounts and services you need to make your everyday
banking easier.
At the heart of the private banking plan is a no monthly maintenance
fee NOW checking account — Combine all the advantages of a checking
account with the earnings potential of an investment account. In addition,
you’ll receive preferred rates and many free and discounted banking
services, such as: |
 A No-Fee Visa or
MasterCard Gold Card (Platinum rewards card will be offered at   a later
date)
Free rental on a standard size safe deposit box
A .15% interest rate bonus on posted CD rates
No fee for most routine banking services such as traveler’s
checks,
cashier’s
checks, stop payments |
| VISA Check Card |
| A debit card that makes purchasing easier than writing a check – your
purchases are automatically deducted from your checking account. |
| Free SGB Online Banking with bill pay – View your bank account
activity, pay bills, transfer money and more — anytime, anywhere
you have Internet access. |
| Free InfoLine – automated, voice-response telephone banking. |
| Integrated Advice |
| We bring together expert advice and strategies from our banking, investment
and insurance professionals into a comprehensive plan customized for
you and your situation. |
| All-Inclusive Investment Services* |
| Receive knowledgeable, objective investment planning focused on all
your needs. Consultations with our Raymond James investment professionals
are always free and arranged to fit your busy schedule. |
| Trusts |
| Get the expertise you need to protect, preserve and transfer your wealth,
and increase its value. We provide the only full service trust department
in Southwest Georgia. |
| All-Inclusive Insurance
Coverage Advice |
 We believe that everyone should be insured against the things that
they cannot afford to lose, such as their life, health, property, or
ability to earn a living. Our insurance agency is an independent agency
offering a full range of insurance solutions to fit your needs. Through
your advisor, our insurance professionals will work with you to ensure
that you and your family are protected against any loss. Consultations
with our insurance professionals are always free and arranged to fit
your busy schedule. |
| Personal Credit Services |
| The planned use of credit can help you acquire assets, build wealth,
and diversify your portfolio. We have the credit services to help you
accomplish your goals. As an SGB Private Bank Client, you’ll receive: |
One-half
percent off the interest rate of any non-mortgage
consumer loan
Available
97% Loan-to-value In-house Mortgage Loan
(primary/ secondary residence), with no PMI or escrow |
| Become
an SGB Private Bank Client Today |
