| At Southwest Georgia Bank, we understand that in today's
ever changing financial arena, smart investments provided through quality
personal service are a necessity. Our Trust Services offer personal attention,
commitment and support from knowledgeable, helpful, accessible people.
Through our Trust Services, we offer the following products and services. |
| Personal Trust |
A Personal Trust provides the highest level of assistance available.
When you set up a trust, you make a legal arrangement for Southwest
Georgia Bank to become trustee of your personal trust which benefits
either you or others. As trustee, we will always be here to administer
the arrangements of your trust account. Several types of trusts are
available, including the Trust Under Will (Testamentary Trust), the
Living Trust (Revocable or Irrevocable), the Insurance Trust, the Charitable
Trust, and the Stand-by Trust. Please contact our Trust and Investment
Division for more information concerning Personal Trusts.
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| Estate Administration |
Naming a representative (an executor) to carry out the instructions
of your will is one of the most far-reaching and important decisions
you will ever make. With your family's well-being and financial security
at risk, your executor should be financially responsible, impartial,
experienced, and, above all, caring and professional. Southwest Georgia
Bank can serve in that capacity and can relieve your family of the
burdens involved in settling your estate. We can serve as executor,
co-executor, or agent for the executor. Please contact our Trust and
Investment Division for more information concerning the services we
can perform through Estate Administration. |
| Retirement Plan Services |
| The option to establish a business retirement plan is available to
any type of business and will help attract and retain quality employees.
Establishing an employee benefit plan should be part of the business
planning process, yet effectively managing it can be an overwhelming
task for management. Southwest Georgia Bank can relieve much of the burden
a plan places on you and your business. We are a comprehensive plan service
provider and can assist you in evaluating your needs, and the needs of
your employees in an efficient, effective, and professional manner. We
offer many types of employee benefit plans such as Simple plans, SEP
plans, 401(k) plans, and Defined Contribution plans. Also we have the
expertise to manage, to any degree you desire, a plan that fits the needs
of your business. Please contact our Trust and Investment Division for
more information concerning our Retirement Plan Services. |
| Individual Retirement Accounts (IRA) |
| Southwest Georgia Bank's Trust and Investment Division can act as the
custodian for your IRA to assist you in reaching your retirement goals.
Our professionals have the expertise to explain the details of setting
up an IRA and making contributions and withdrawals. We offer Regular
IRAs which are FDIC insured, and Self-Directed IRAs which allow more
investment choices to suit your investment objectives and risk tolerance.
Please contact our Trust and Investment Division for more information
concerning our Individual Retirement Account services. |
| Gold Money Fund II |
| The cash management account designed with your needs in mind.
Please feel free to contact us about these services at (229)
873-3873.
NOT
FDIC Insured NOT GUARANTEED by Southwest Georgia
Bank Subject to risk and may lose value
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