Let our dedicated, friendly professionals help you find the mortgage that’s right for you. We offer competitive rates and quick loan approvals. And we won't leave you guessing about what happens next. You will work with the same mortgage professional throughout your entire process - from application to closing. Enjoy the convenience of conducting your banking and mortgage business in your own community among people you know. Meet our mortgage professionals:

Cindy Kelley, Valdosta

Mortgage Loan Originator
(229) 244-4444 cindy.kelley@sgfc.com

Robert Dyer, Moultrie

Vice President, Mortgage Loan Originator
(229) 873-3747, robert.dyer@sgfc.com

Denise Turner, Valdosta

Lending Assistant
(229) 244-4444 denise.turner@sgfc.com


We offer an assortment of mortgage products including 100% financing, construction & permanent financing. We will find a loan to fit your needs. Stop in and see us – we are the lenders who keep you informed!