Account Name Learn More Minimum Opening Deposit Monthly Service Charge Minimum Balance to Avoid Service Charge Interest Bearing
SGB Freedom Checking More» $50 None None No

SGB Freedom Checking

With SGB Freedom Checking, there is no limit on the number of checks written each month. You get free online banking and free online bill-pay with direct deposit of payroll income. A Debit or ATM card is provided to you at no charge and provides you access to funds 24/7, and can be used at point-of-sale electronic debit facilities for purchases. There are no ATM fees when using Southwest Georgia Bank ATMs or for making point-of-sale transactions. For non-Southwest Georgia Bank ATM transactions, clients may incur charges from the bank whose machine is accessed. All transactions appear on your monthly statement and a three-ring binder with monthly tabs is free. Checks must be purchased by client. Contact us for more information about this account.

Regular Checking More» $100 $7, if minimum balance is not met $500, or $2,500 average daily balance for cycle No

Regular Checking

With our Regular Checking, there is no limit on the number of checks written each month. You get free online banking and free online bill-pay with direct deposit of payroll income. There is no monthly service charge when minimum daily balance is $500 or more. A Debit or ATM card is provided to you at no charge and provides you access to funds 24/7, and can be used at point-of-sale electronic debit facilities for purchases. There are no ATM fees when using Southwest Georgia Bank ATMs or for making point-of-sale transactions. For non-Southwest Georgia Bank ATM transactions, clients may incur charges from the bank whose machine is accessed. All transactions appear on your monthly statement and a three-ring binder with monthly tabs is free. Checks must be purchased by client. Contact us for more information about this account.

Gold Checking More» $100 $3, if minimum balance is not met $500, or $2,500 average daily balance for cycle Yes

Gold Checking

A Gold Club Checking account is an interest bearing account. There is no limit on the number of checks written each month. You get free online banking and free online bill-pay with direct deposit of payroll income. Your first order of checks is free, and you receive a 25% discount on safe deposit box rental. Earn money on every dollar with interest paid on your average monthly checking account balance. The interest rate and annual percentage yield may change at any time. Interest is compounded monthly and credited to the account every statement cycle. A Debit or ATM card is provided to you at no charge and provides you access to funds 24/7, and can be used at point-of-sale electronic debit facilities for purchases. There are no ATM fees when using Southwest Georgia Bank ATMs or for making point-of-sale transactions. For non-Southwest Georgia Bank ATM transactions, you may incur charges from the bank whose machine is accessed. All transactions appear on your monthly statement and a three-ring binder with monthly tabs is free. Contact us for more information about this account.

NOW Checking More» $100 $8, if minimum balance is not met $1,000, or $2,500 average daily balance for cycle Yes

NOW Checking

A Negotiable Order of Withdrawal (NOW) Checking account is an interest bearing account. There is no limit on the number of checks written each month. You get free online banking and free online bill-pay with direct deposit of payroll income. You earn money on every dollar with interest paid on your average monthly checking account balance. The interest rate and annual percentage yield may change at any time. Interest is compounded monthly and credited to the account every statement cycle.

There is no monthly service charge when minimum daily balance is $1,000 or more, or average daily balance of $2,500 for the month is maintained. A Debit or ATM card is provided to you at no charge and provides you access to funds 24/7, and can be used at point-of-sale electronic debit facilities for purchases. There are no ATM fees when using Southwest Georgia Bank ATMs or for making point-of-sale transactions. For non-Southwest Georgia Bank ATM transactions, you may incur charges from the bank whose machine is accessed. All transactions appear on your monthly statement and a three-ring binder with monthly tabs is free. Contact us for more information about this account.

E NOW Checking More» $100 $10, if minimum balance is not met $1,000, or $2,500 average daily balance for cycle Yes

E NOW Checking

Our E NOW checking account is an interest bearing account. There is a $2.00 per item charge for each check (and other debits) in excess of five per month. You get free online banking and free online bill-pay with direct deposit of payroll income. You earn money on every dollar with interest paid on your average monthly checking account balance. The interest rate and annual percentage yield may change at any time. Interest is compounded monthly and credited to the account every statement cycle.

There is no monthly service charge when minimum daily balance is $1,000 or more, or average daily balance of $2,500 for the month is maintained. A Debit or ATM card is provided to you at no charge and provides you access to funds 24/7, and can be used at point-of-sale electronic debit facilities for purchases. There are no ATM fees when using Southwest Georgia Bank ATMs or for making point-of-sale transactions. For non-Southwest Georgia Bank ATM transactions, you may incur charges from the bank whose machine is accessed. All transactions appear on your monthly statement and a three-ring binder with monthly tabs is free. Contact us for more information about this account.

Member FDIC. Products are subject to change without notice.